Flexible tiny home financing made simple.

Nationwide lending partners. No min credit score. 5% down. Terms to 25 years. Get pre-qualified in 5 minutes — no impact to score.

14+ lenders • 50 states

Financing Options

Four programs, one pre-qualification.

PERSONAL

Unsecured, no land required. 3-7y terms, fixed rates, fast approval.

RV / RVIA

Best rates for RVIA-certified homes. 20-year terms, lowest APRs, 5-10% down.

CHATTEL

Home as personal property, longer terms, lower payments, up to 25-year.

DEALER

Direct via partner network. Single contact, 5% down, no prepayment penalty.

Program	APR	Term	Min down	Best for
Personal loan	9.99%–14%	3–7y	$0	No land, fast
RV / RVIA	6.5%–9.5%	10–20y	10–20%	Park model RVs
Chattel	7.5%–11.5%	15–25y	5–10%	HUD manufactured
Dealer	8.5%–12.5%	5–20y	5%	Weak/no credit

Home price

$30k$65,000$360k

Down %

Term yrs

APR %

01 Apply Online

5-min form, soft pull only

02 Get Matched

Best lender in 24h

03 Choose Home

Browse inventory

04 Move In

30-45 days to keys

No impact to credit score. 5% down, no min credit score, 14+ lenders.

No hard credit pull.